Ocean County Short Sale Realtor Help

All over the country, many struggling home owners have turned to short sales as a way to avoid foreclosure and the destruction of their credit. Unfortunately, it is a failed attempt all too often. The problem is, Realtors inexperienced in the area of short sales are trusted by these desperate home owners when really they have no knowledge of short sales. Short sales are not a part of the Realtor “basic training.” Though there are classes and training programs on the subject, the key is experience, and experience we have!

The average Realtor within our network has closed 50 short sales. We don’t just allow anyone to short sale your home! We will match you with the Realtor in Ocean County that is best fit for your specific needs. This Realtor will walk you through the entire short sale while doing all the negotiating with your lender. They will start by listing your home and marketing it competitively. And the best part is, this is all completely free to you! Your lender will pay all of the sellers’ closing costs including the brokerage fees. In addition, we will work with your bank to secure you a full release from the remaining deficiency.

In order to qualify for a short sale, you’ll need to prove to your lender that you are in some type of financial hardship that makes it difficult to pay your mortgage. In many cases, the home owner owes more on their home than it is currently worth in today’s market. A few common hardships are:

Though a short sale does cause damage to your credit, the hit is much softer than if your property is foreclosed on. Short sales do lower your credit score, however, the main decrease in your score will come from the missed mortgage payments rather than the short sale itself. In addition, a short sale will appear on your credit as “Paid as Negotiated” or “Settled in Full” which looks much better than “Foreclosure.”

Remember, all of our services are free to you! The short sale process should never cost you a dime!

Call us today to hear how we can help you! Our short sale specialists are standing by to hear about your unique situation and to further explain the short sale process in detail.